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Digital banking
Bank anywhere, everywhere, 24/7 using any of our digital platforms

Ways to bank


Offering the benefits to all Standard Bank / Stanbic Bank cardholders

The loyalty programme is for all Standard Bank / Stanbic Bank cardholders across the continent to get benefits from Merchants in 15 countries.

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What are you looking for?
Everyday banking

Enabling you to transact with convenience and easy. Visit one of our 99 ATMs across the country and do your banking outside of normal banking hours and without visiting a branch. You can manage your accounts, pay your bills, receive money and make cash deposits to both your personal or third party accounts. Our automated teller machines (ATMs) allow you to transact on your current and/or savings accounts, 24 hours a day, 7 days a week

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Instant money

Instant Money is an easy way of sending money to anyone in Zambia for as long as they have an active mobile number. The sender needs to have a Stanbic Bank account with active Internet and mobile banking services to generate the payment. The recipient does not need to have an account as all they will need is an active mobile phone number. The recipient can redeem the money from any Stanbic Bank ATM, without a card. All they will do is press the Instant Money button on the Stanbic Bank ATM. Withdrawing Instant Money on our ATMs is free of charge.

Mobile App
Mobile banking app

Enabling you to transact with convenience and easy. Whether you are rushing to get all your daily chores done, relaxing on holiday or negotiating the next deal for your business, our new banking app allows you to do more with your time without interrupting your schedule

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MTN Push and pull

Your Stanbic Bank account just went everywhere you go and your MTN Mobile Money just moved forward

Online banking
Online Banking

Internet banking gives you access to your personal and business accounts online anytime, anywhere. It's the perfect way to do most of your banking from your home, the office or when travelling because the service is available 24 hours a day, 7 days a week. Internet banking gives you the freedom to choose your own banking hours giving you greater control of your finances. It's secure, fast and easy to use. You can transact on all accounts that are linked to your main account. You can also view statements and make payments

USSD Banking
USSD Banking

Enjoy 24/7 secure access to your accounts. USSD Mobile Banking is a free service that allows you to access basic banking services on your mobile phone, without consuming data or call credit. This channel provides customers with unrivalled ease in accessing and transacting on their bank accounts

We also offer
Achiever banking
Achiever banking account

An Achiever account offering for emerging, middle-class customers that consists Young adults who are advancing through the early part of their careers and those who are at the mid-point of their careers

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Call Account

The Call Account is an investment account that earns good market related interest without sacrificing immediate access to funds. Funds deposited are available on demand and is an excellent way to manage cash-flows as well as save and grow the customers money.