Home owner insurance cover
Are your keys enough to protect your house? Get the security of knowing your home is covered with Stanbic Bank’s insurance cover. We are ready to arrange cover that suits your needs.This policy covers the property against Fire, lightning, explosion, earthquake, impact, smoke, theft or attempted theft, non-political riot, civil commotion, or strikes, storm or flood, subsidence or heave or landslip, vandalism or malicious damage, falling trees or branches, collision involving an aircraft or flying object or animals and vehicles, falling television or radio aerials, water or oil escaping from any fixed water or heating installation and breakage of fixed sanitary ware
Some of the benefits
Accessibility
Easy to access
Flexible
We will process all your claims within a short space of time
Good terms
Get professional advice from dedicated, fast and friendly insurance staff
Personalised
Sleep peacefully at night knowing that all your home and household contents are covered
What you get
Home-owners insurance policy covers the buildings of the home, including out buildings, walls, fences and gates, boreholes and swimming pools, tennis and basketball courts against the perils of
- Fire
- Lightning
- Explosion
- Earthquake impact
- Smoke
- Theft or attempted theft
- Non-political riot
- Civil commotion or strikes
- Storm or flooding
- Subsidence or heave or landslip
- vandalism or malicious damage
- Falling trees or branches
- Collision involving an aircraft or flying object or animals and vehicles
- Falling television or radio aerials
- Water or oil escaping from any fixed water or heating installation and breakage of fixed sanitary ware.
- Burst geysers\water pipes
- Accidental damages
- Theft of fixtures and fittings and
- Breakage of fixed glass.
Read Terms and Conditions
What it costs
- Premiums are based on the use of property and the value to be insured
- Your premium is based on replacement value (found in the valuation report). application form. Premium is calculated as follows: Premium = (Sum Insured X Rate). Premiums are calculated on the total amount insured and will be deducted from your account.
How to get it
- The client to provide valuation report done not less than two years ago
Extended coverage
- Section 1 – Buildings
- Fixed glass and sanitary fittings
- Site clearance and building fees
- Alternative accommodation –
- Accidental Damage
- Property owner’s liability –
- Debris removal and building fees
- Service pipes and cables
Section 2 – Contents
- Television, video, audio and computer equipment
- Mirrors and glass
- Contents outside
- Keys & locks
- Alternative accommodation
- Accidental damage
-
What you get
-
What it costs
-
How to get it
-
Extended coverage
Home-owners insurance policy covers the buildings of the home, including out buildings, walls, fences and gates, boreholes and swimming pools, tennis and basketball courts against the perils of
- Fire
- Lightning
- Explosion
- Earthquake impact
- Smoke
- Theft or attempted theft
- Non-political riot
- Civil commotion or strikes
- Storm or flooding
- Subsidence or heave or landslip
- vandalism or malicious damage
- Falling trees or branches
- Collision involving an aircraft or flying object or animals and vehicles
- Falling television or radio aerials
- Water or oil escaping from any fixed water or heating installation and breakage of fixed sanitary ware.
- Burst geysers\water pipes
- Accidental damages
- Theft of fixtures and fittings and
- Breakage of fixed glass.
Read Terms and Conditions
- Premiums are based on the use of property and the value to be insured
- Your premium is based on replacement value (found in the valuation report). application form. Premium is calculated as follows: Premium = (Sum Insured X Rate). Premiums are calculated on the total amount insured and will be deducted from your account.
- The client to provide valuation report done not less than two years ago
- Section 1 – Buildings
- Fixed glass and sanitary fittings
- Site clearance and building fees
- Alternative accommodation –
- Accidental Damage
- Property owner’s liability –
- Debris removal and building fees
- Service pipes and cables
Section 2 – Contents
- Television, video, audio and computer equipment
- Mirrors and glass
- Contents outside
- Keys & locks
- Alternative accommodation
- Accidental damage