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Fixed deposit account

Fixed deposit account

A Fixed Deposit Account is an investment account which allows your business to invest funds for a fixed period and earn an interest. Set your investment period, make a single deposit, and see your money grow at a fixed rate without attracting any bank any charges

 

 

Some of the benefits

Good terms

Get the highest interest rates the longer you invest in the account

Flexible

Choose the period you want to invest from 3 months to 6 months or 1 year

Accessibility

Get access to our Relationship managers or call Enterprise -Direct team for any advice or query resolution
What you get
  • Competitive interest rates
  • You can choose a maturity date
  • You can choose to either withdraw your funds or roll the account over at maturity
  • You can choose to have your Interest paid into another account
  • There is no maximum balance
  • You do not have to open a transactional account to have a Fixed Deposit
  • Funds can be pledged and used as collateral for borrowings
  • You can have more than one fixed deposit
  • Funds are available upon maturity.
  • The account helps to act as a fall-back position for the business when there is a cash flow squeeze
  • Several investment period options
What it costs
  • No service fees charged on fixed deposit accounts
What you'll need
  • You need to keep a minimum of K1 million in your account
  • Both Stanbic and Non-Stanbic business clients can apply for a Fixed Deposit.
  • Call our call center 8200
  • What you get
  • What it costs
  • What you'll need
  • Competitive interest rates
  • You can choose a maturity date
  • You can choose to either withdraw your funds or roll the account over at maturity
  • You can choose to have your Interest paid into another account
  • There is no maximum balance
  • You do not have to open a transactional account to have a Fixed Deposit
  • Funds can be pledged and used as collateral for borrowings
  • You can have more than one fixed deposit
  • Funds are available upon maturity.
  • The account helps to act as a fall-back position for the business when there is a cash flow squeeze
  • Several investment period options
  • No service fees charged on fixed deposit accounts
  • You need to keep a minimum of K1 million in your account
  • Both Stanbic and Non-Stanbic business clients can apply for a Fixed Deposit.
  • Call our call center 8200