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All risk cover

All risk cover

All risk policy covers accidental loss or damage to insured items from any cause other than those specially excluded on the policy. The policy covers household contents that a regularly taken outside the insured and is on an all risk basis such as cell phones, laptops, camera etc. with premium being charged per individual item. Insurance cover is not limited in terms of territory of application but rather applies world-wide

Some of the benefits

Accessibility

Loss of keys/Replacement of key. Towing charges. Medical expenses. Emergency repair. Personal effects. Personal Accident. Legal fees.Combined Third Party Limit

Flexible

Territorial Extension to SADC countries. Premium payments may also be made by arranging an Insurance Premium Finance facility

Good terms

You enjoy comprehensive cover at an affordable rate. Excess waiver on windscreen claims
What you get
  • Covers items normally worn or carried on the person and is on an all risk basis with premium being charged per individual item. 
  • Insurance cover is not limited in terms of territory of application but rather applies world-wide. 
  • Cover is applicable to such items as mobile telephones, jewellery and precious items, laptops and other small pieces of electronic equipment, spectacles and sunglasses.
  • It is a condition of the personal all risk section that it be issued together with the house or the contents.
What it costs

Premiums are calculated per individual item and rates vary depending on the item to be insured.

How to get it
  • Complete a proposal form 
  • Cover is to be taken together with contents or home insurance
What you'll need
  • Call our call centre on 8200 for details
  • What you get
  • What it costs
  • How to get it
  • What you'll need
  • Covers items normally worn or carried on the person and is on an all risk basis with premium being charged per individual item. 
  • Insurance cover is not limited in terms of territory of application but rather applies world-wide. 
  • Cover is applicable to such items as mobile telephones, jewellery and precious items, laptops and other small pieces of electronic equipment, spectacles and sunglasses.
  • It is a condition of the personal all risk section that it be issued together with the house or the contents.

Premiums are calculated per individual item and rates vary depending on the item to be insured.

  • Complete a proposal form 
  • Cover is to be taken together with contents or home insurance
  • Call our call centre on 8200 for details