Unsecured personal loan
A top up loan is an additional loan amount that you can avail on an existing home loan, personal loan or loan against property. You are eligible to apply for a top up loan only when you have made regular loan payments on your existing loans.
What does it offer me?
- Money straightaway
- You could get your top-up straightaway, as long as you apply online and agree to the pre-approved amounts and payment periods calculated for your account.
- Fixed monthly repayments
- Your repayments will be fixed, and you can choose your payment date, to help you budget and stay on top of your top-up loan.
When should you use it?
You should consider a loan top up if,
- You require urgent funds to meet your personal requirements.
- You require immediate funds for your business expansion, marriage expenses, vacation etc.
- You would prefer to take short to medium tenure funds at low interest rates.
- You already have an existing personal loan on which you have paid monthly instalments on.
- You want to get a loan with minimal and no documentation.
How to apply
- Select "Apply now" on the pop-up notification
- Enter the amount you would like to recieve
- Select "Show increased loan details"
- View details then selct "Apply now"
- View net disbursement amount and select "Yes, Continue"
- Review details then select "Next"
- Tick confirmation box to accept terms and conditions
- Select "Accept"
- Enter one-time pin sent to your phone
- Select "Verify"
- Congratulations! Your increased loan has been debited to your account
To find out more, call 8200 or log onto https://www.stanbicbank.co.zm/