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Unsecured personal loan

A top up loan is an additional loan amount that you can avail on an existing home loan, personal loan or loan against property. You are eligible to apply for a top up loan only when you have made regular loan payments on your existing loans.

What does it offer me?

  • Money straightaway
  • You could get your top-up straightaway, as long as you apply online and agree to the pre-approved amounts and payment periods calculated for your account.
  • Fixed monthly repayments
  • Your repayments will be fixed, and you can choose your payment date, to help you budget and stay on top of your top-up loan.

When should you use it?

You should consider a loan top up if,

  • You require urgent funds to meet your personal requirements.
  • You require immediate funds for your business expansion, marriage expenses, vacation etc.
  • You would prefer to take short to medium tenure funds at low interest rates.
  • You already have an existing personal loan on which you have paid monthly instalments on.
  • You want to get a loan with minimal and no documentation.

How to apply

  1. Select "Apply now" on the pop-up notification
  2. Enter the amount you would like to recieve
  3. Select "Show increased loan details"
  4. View details then selct "Apply now"
  5. View net disbursement amount and select "Yes, Continue"
  6. Review details then select "Next"
  7. Tick confirmation box to accept terms and conditions
  8. Select "Accept"
  9. Enter one-time pin sent to your phone
  10. Select "Verify"
  11. Congratulations! Your increased loan has been debited to your account

Contact us

To find out more, call 8200 or log onto


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