Fixed Term Loan

Our Fixed Term Loan is short- to medium-term financing. This type of loan is ideal if you want to buy appliances or furniture, pay school fees in advance.

What does it offer me ?

  • Loans from K2,000.00 to K15,000.00
  • Loans may be granted for up to 30% of your net monthly? salary
  • You can choose to repay your loan over 12 or 24 months
  • Interest is calculated daily on the outstanding balance
  • A loan origination fee of 2% of the loan amount is charged
  • As long as you meet your fixed monthly loan repayments, your loan can be used for anything you choose.


What do I need to apply?

  • Earn a net income of K4,500.00 a month
  • Have been with your current employer for at least two years
  • Have an existing Stanbic Bank transactional account into which your monthly salary is deposited.

Visit your nearest branch with the following documents:

  • A signed letter from your employer
  • Your latest pay slip
  • Proof of identity (NRC or passport)
  • Original utility bill and tenancy agreement (for tenants)


Saving your details - Please Wait...

Call me back

Thank you for your enquiry.
One of our consultants will be in contact with you.


Online Banking